Terms of use

Last updated: 2 October 2026

By using Ridgeway you agree to these terms. Please read them carefully.

Information, not advice

Ridgeway provides information, illustrations and tools to help you organise and understand your investments. It does not provide personal financial, investment, tax or legal advice, and nothing on Ridgeway is a recommendation to buy or sell any investment. If you are unsure whether an investment is right for you, speak to a regulated financial adviser.

Investment risk

The value of investments, and any income from them, can go down as well as up, and you may get back less than you invest. Past performance is not a reliable guide to future returns. Projections and illustrations are estimates, not guarantees.

Accuracy of information

Prices and fund data come from third parties and may be delayed, incomplete or incorrect. Always check important details, such as fund documents and charges, with the provider before acting.

Your account

Keep your sign-in details secure and tell us promptly if you think your account has been misused. You are responsible for the information you enter.

Linked accounts

Where you link an external account, Ridgeway uses read-only access to display information. Ridgeway does not place trades or move money in your accounts.

Changes and availability

We may update Ridgeway and these terms from time to time. We aim to keep the service available but cannot guarantee it will always be uninterrupted or error-free.

Contact

admin@ridgeway.cloud